We are the USDA loan

Mortgage rates on USDA Loans are near record lows. Take advantage and save today!

  • Do you want to buy a home in a rural area?
  • Do you need to reduce or eliminate the down payment required to buy?
  • Do you need a loan with more flexible credit requirements?

If you answered yes to any of these questions, a USDA loan may be right for you! If you live in a rural area or in a less developed portion of a metropolitan county, and your household income does not exceed the limit assigned to your area, you may qualify for a USDA loan.

USDA Home Purchase:
Today's Rate = 3.875%
APR = 4.283%
30-Year USDA Purchase, 0 Points
$1095.00 closing fees

*30 day rate lock. Rates updated as of 5/2/2017 at 4:15 PM. For rate details, click here.

USDA Loan Features:

  • 100% Financing up to the appraised value
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • No loan amount limitations
  • Purchase Money Program

Why should you choose Stonegate Mortgage for your USDA Loan?

  • We are licensed and trained experts in USDA loans
  • You are assigned a Mortgage Advisor to help you through the entire process
  • We service most of our loans, so we can be your lender for life!

Complete the form to the right to find out which USDA options you qualify for, or call us toll free for immediate assistance!

See what our customers say about us…
  • “In addition to a good rate, my Advisor suggested a program that had not been suggested by others, which perfectly matched my financial needs. She was also very patient and clarified everything from start to end; it was so smooth and easy and the turnaround time of my email questions were much faster than anywhere.”
  • “Wow - again, bringing great news on a Monday afternoon (when it's needed most - lol!) - thank you so much!!!! YOU ROCK!"
  • “Our Mortgage Advisor went way above and beyond to get my loan completed.”
  • “Stonegate Mortgage was exceptional throughout the loan process. They responded quickly to our questions and had us closing faster than any other lender.”
  • “Our Advisor reassured us that Stonegate offers lower rates to compete in the marketplace and they would be able to close on time even though other lenders said the loan was "too good to be true"."
  • “Everything went so smoothly, and I cannot thank my Advisor enough for all of her help and support. I couldn't have asked for a better experience for my first time buying.”
  • “I am very grateful for all my Advisor did for me and for making my first home purchase a very smooth experience. She was very nice and easy to work with and I appreciate her hard work and courteous service.”
  • “I recently had the pleasure of working with a Stonegate Mortgage Advisor on the purchase of my first home. Since it was my first home loan I had no idea what to expect. My Advisor talked me through everything and answered all my questions to help me pick the ideal loan for my situation!”
  • “This was my first time buying a home and I was pretty stressed since I didn't know much about loans being only 25. However, my Stonegate Mortgage Advisor walked me through the entire process and went far beyond his job duties to explain the ins and outs of buying a home in order to get me the best loan for my situation.”
  • “Our Advisor was a wonderful help as we sought to purchase our first home; so much so that we went back to him when we purchased our second house, and later, refinanced. He worked hard to get us a great rate and we were pleased with the ease of the process.“

Complete the form to lock in a great low rate on a USDA loan today!

What is the goal of your loan?
How will you use this property?
How much do you want to borrow?
What state is the property located in?
Preferred Phone Number
Would you like us to recommend
a Realtor to assist you?

Or call 844.474.3669